ADFS4.0(Windows Server 2016) System.ComponentModel.Win32Exception (0x80004005): The user name or password is incorrect

Link SAP and ADFS accounts. When logging in, the following error is recorded in the ADFS Event log.

ServiceHostManager.LogFailedAuthenticationInfo: Token of type 'http://schemas.microsoft.com/ws/2006/05/identitymodel/tokens/X509Certificate' validation failed with following exception details:
 System.ComponentModel.Win32Exception (0x80004005): The user name or password is incorrect.
   at Microsoft.IdentityModel.Tokens.X509SecurityTokenHandler.KerberosCertificateLogon(X509Certificate2 certificate)
   at Microsoft.IdentityModel.Claims.WindowsClaimsIdentity.CertificateLogon(X509Certificate2 x509Certificate)
   at Microsoft.IdentityModel.Claims.WindowsClaimsIdentity.CreateFromCertificate(X509Certificate2 certificate, Boolean useWindowsTokenService, String issuerName)
   at Microsoft.IdentityModel.Tokens.X509SecurityTokenHandler.ValidateToken(SecurityToken token)
   at Microsoft.IdentityServer.Service.Tokens.MSISX509SecurityTokenHandler.ValidateToken(SecurityToken token)

I referred to the following URL, but it was not improved. Is there any cause?

ADFS 3 Client certificate authentication with CN different from UPN

ADFS Client Certificate Authentication with CN and Subject Alternate Name different from UPN